Deposit Accounts

Puget Sound Refinery Federal Credit Union offers deposit accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the NCUA up to $250,000.00, which means that your money is safe with us!

Share (Savings) Account

This is your membership, which has a $50.00 minimum balance requirement. You may deposit and withdrawal at any time. You could also set up payroll deduction or direct deposit with your employer Shell, or any other financial institution. This is also an interest-bearing account with dividends posted quarterly, as determined by the Board of Directors.

Call us today for information on how to set up automatic ACH deposits to your credit union account!

Minors have a $5.00 minimum balance requirement for membership. You will need an image/copy of their birth certificate and Social Security card which can be uploaded online, emailed, or sent into the Credit Union to finalize membership application.

Early Super Savers Account

When a minor’s Super Saver account has a $500 deposit, we will pay 4% to get them off to a great start to be savers for life! Call now for details.

Christmas Club Account

Open a Christmas Club accounts with $25 and a $25 minimum reoccurring automatic deposit (A2A) to grow your account. Funds will gain 1% interest over the year, and are accessible beginning November 1, 2019.

Click on It’s Me 24 / 7 and go to New Accounts. Select “More Share Info” and then “Open” under Christmas Club, you’ll transfer $25 to open the account and then set up a reoccurring monthly deposit of at least $25 under the Pay & Transfer tab at the top of the page. You can also set up a direct deposit from your payroll. Ask us how.

If you run into a need to draw from this account you can access the funds twice a year for a $10 fee each time.

Certificate of Deposit (CD)

Now offering the following terms:
6 month - 0.75% on minimum deposit of $25,000.
1 year - 1.25% on minimum deposit of $25,000.
1 year - 1.5% on minimum deposit of $50,000. Dividends paid quarterly to your Share Savings account. With rates changing almost daily, please call for current rate offerings.